Could New Jersey Owe You Money After Your Foreclosure Sale?
If your property sold for more than you owed, the extra cash is yours—not the bank’s. We help you claim these surplus funds with zero up‑front cost.
- No up‑front fees—pay only if we recover money.
- 3‑minute eligibility check with an attorney.
- Thousands of NJ foreclosure matters handled.
What Are Surplus Funds?
When a sheriff’s auction brings more than the total debt, taxes and fees, the overage—surplus funds—is held by the Superior Court Trust Fund. Former owners have first claim on every dollar.
Auction bid $327,000 − Payoff $298,400 = Surplus $28,600
Do I Qualify?
- You owned the home on the day of the sale.
- You’re an heir or estate representative.
- You hold a junior mortgage or judgment recorded after the first mortgage.
Unsure? Call (973) 500‑8024.
How Fast Can You Get Paid?
| File motion | Within 7 days |
| Court hearing | 45–60 days after filing |
| Check mailed | ≈ 21 days after order |
Common Questions
Free Eligibility Check
Call (973) 500‑8024
or email [email protected]
Past results do not guarantee future outcomes. Attorney Advertising. Friscia & Associates LLC | 199 Wilson Ave., Suite A, Newark, NJ 07105.
